The Microsoft Store on Xbox in India is undergoing a significant change in its payment options. Historically, the store has only accepted credit and debit cards issued by VISA and Mastercard. However, in a move that aligns with the preferences of the Indian digital payment market, Microsoft has begun to integrate the Unified Payments Interface (UPI) as a new payment method.
UPI: A Popular Payment Method in India

UPI is widely recognized as the most popular digital payment method in India. Its integration into the Microsoft Store on Xbox marks a significant step towards catering to the local market’s needs and preferences. This inclusion not only simplifies the payment process for Indian gamers but also reflects Microsoft's responsiveness to regional payment trends.
Announcement via @XboxIndia_
The news of UPI's introduction to the Xbox Microsoft Store was shared by @XboxIndia_ on X (formerly known as Twitter). A screenshot accompanying the post confirmed this update. While Microsoft has not yet made an official announcement, the move is expected to be well-received by the Xbox community in India.
Phased Rollout Strategy
Microsoft is implementing the UPI payment method in a phased manner. This approach ensures a smooth transition and widespread availability to all users over the next few days. The phased rollout strategy is aimed at testing and ensuring stability before the feature becomes widely available to the entire user base in India.
Implications for Users
The addition of UPI to Xbox's payment options is a significant convenience for users. It offers a streamlined, secure, and efficient way to make purchases from the Xbox marketplace. This move is particularly beneficial for those who prefer digital payments over traditional card transactions.
